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A Company is a type of non-banking financial company (NBFC) in India, formed with the primary objective of encouraging savings and thrift among its members. It operates on the principle of mutual benefit, meaning it accepts deposits from and lends money to its members only.

Registered under Section 406 of the Companies Act, 2013, and governed by the Nidhi Rules, 2014, a Nidhi Company functions like a community-based finance institution. Its main aim is to provide its members with easy access to credit and to promote a habit of saving within a trusted group.

A company is a non-banking financial institution licensed to receive deposits, offer loans, and provide a variety of other financial services to individuals, businesses, and governments.

Company play a central role in the economic system by facilitating financial transactions, safeguarding money, offering credit, and helping manage risk. Modern company also offer digital banking platforms, enabling customers to conduct transactions online or via mobile apps. It is regulated to ensure financial stability, prevent fraud, and protect customer deposits.

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